Live snapshot · updated 2026-08-06 · AdRival monitors Monzo's ads weekly
AdRival is tracking 203 live Monzo ads across Google, Facebook, Instagram, Messenger, Threads and Audience Network. 83 (41%) are promotional — discounts up to 100%. 27 new creatives launched in the last two weeks. The dominant strategy right now is lead generation. Creatives lead with banking app and business banking.
Pay in 3 interest-free on purchases over £100
Free HMRC-recognised Making Tax Digital software with Monzo Business
Free bank account for kids aged 6 to 15
Monzo Perks is a current account upgrade for £7 a month
Get savings and treats from Uber, Greggs, Vue and railcard
The full Monzo report qualifies every live creative — offer, discount, hook, audience, urgency and 14 more intelligence fields — plus weekly alerts when something new launches or goes on sale.
Get the full Monzo reportMonzo is live on: Google (147), Facebook (56), Instagram (56), Messenger (47), Threads (21), Audience Network (16). Counts are distinct creatives per channel — one ad running on several platforms is counted on each.
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